Beacon Coverage


YOUR PACIFIC NORTHWEST INDEPENDENT INSURANCE BROKERAGE

Based in Oregon, Beacon Coverage is an independent insurance brokerage serving Pacific Northwest communities with coverage options for commercial, small business, and personal policies.

We believe in the power of building a local community in the insurance industry with personalized service that puts a face to the name.

Beacon Coverage works with all major carriers in our area—including surplus lines—and can provide competitive pricing for your complete coverage.

Contact us today to learn how we can provide you with comprehensive coverage, exceptional service, and align with your financial goals.

Let us handle the insurance, while you master your craft.

Commercial Coverage


Researching your coverage options, risk exposure and liability shouldn’t take you away from your craft.
Stay focused on running your business, let us take care of the insurance.

Commercial Property

From buildings and equipment to furniture, physical assets, or items that would have a replacement cost for a covered loss.

Commercial General Liability

Common CGL Package Policies include multiple lines of coverage designed to protect your business and operations, from property and injury claims to professional liability and workers compensation.

Business Owner Policies

Business Owner Policies combine property, liability, and interruptions to your business in one convenient package. Ideal for small to mid-sized business.

Bond Programs

Commercial Bond Programs provide financial guarantees for business obligations, such as contract performance and compliance with regulations. They enhance credibility and ensure your business meets its commitments.

Inland Marine

Inland Marine Insurance covers your business's movable property, like tools, equipment, and materials, while in transit or stored off-site. Commonly referred to as floater policies for property that tends to travel.

Surplus Lines

Surplus Insurance Lines provide coverage for high-risk or unique situations not covered by standard insurance. They offer customized protection for specialized needs.

Request a Commercial Quote

Commercial coverage is unique to each policy. Our service delivers the most value to you through consultation, designed to understand your needs, and determine how to best serve and support you.

Protection

Security

Stability

Continuity

Personal Policies


Personal lines offer coverage options tailored to your individual needs, including auto, home, renters, and umbrella insurance.
They protect your personal assets and provide financial security against various risks.

Auto Insurance

Personal Auto Liability Insurance protects you from financial losses if you're at fault in a car accident. It covers bodily injury and property damage claims.

Homeowner Insurance

Homeowners Insurance protects your home and belongings from risks like fire, theft, and natural disasters. It covers repairs, replacement, and liability.

Life Insurance

Life Insurance provides financial protection for your loved ones in the event of your passing. It helps to ensure your family's financial stability.

Flood Insurance

Flood Insurance is not available in all areas. If your property is at risk, give us a call we can help you determine which Flood Insurance program to look into.

Earthquake Insurance

Earthquake Insurance covers repair and replacement costs in the event of a seismic disaster. Ask us about safety measures to help minimize a loss.

Umbrella Coverage

Umbrella Insurance provides extra liability coverage beyond your existing policies and can help to extend your liability coverage away from your home.

 

Surplus Lines


Surplus Insurance Lines provide coverage for high-risk or unique situations not covered by standard insurance.
They offer customized protection for specialized needs, ensuring coverage options where traditional policies fall short.


Marine Cargo Insurance

  • Goods In Transit
  • Stock Throughput
  • Refrigerated Cargo
  • Trade Show Coverage

Product Liability Insurance

  • Consumer Electronics
  • Mechanical Parts
  • Packaged Food and Beverages
  • Recreational Equipment

Cyber Liability Insurance

  • Data Breach Coverage
  • Cyber Extorsion Ransomware
  • Privacy Liability
  • Media Liability


Don't see the Surplus Line you're looking for? Get in touch with us.
We will work with you to find the coverage you need.
Request a Surplus Lines Quote

Commercial coverage is unique to each policy. Our service delivers the most value to you through consultation, designed to understand your needs, and determine how to best serve and support you.

Beacon Coverage

 

Looking for broader coverage, or want to discuss your insurance needs? Setup a consultation and we can set up a time to understand how best to serve you.

Schedule a Meeting

You can also use our online tool to provide some information and generate an initial quote for us to review.

Create a Quote