Homeowner and Umbrella Insurance


Secure your home with tailored policies to protect your most valuable asset. Protect against risks such as fire, theft, natural disasters, and liability claims, ensuring your home and belongings are safeguarded. For added security, umbrella coverage extends your liability limits beyond standard policies, providing an extra layer of protection against unforeseen events and significant claims.

Homeowner insurance covers the cost of repairs or rebuilding in the event of damage, as well as replacement of personal belongings and temporary living expenses. Umbrella coverage enhances this protection by increasing your liability limits, safeguarding your assets against large claims or lawsuits.

Protecting your most valuable investment.

  • Residential Property, Renters and Investment Insurance
  • Homeowners Insurance, Umbrella Insurance, Flood and Earthquake
  • Condominium Coverage, Investment Property, CCA, Commercial Property

Common Coverage Components

Protect your home and belongings with our comprehensive homeowner policies. Our coverage includes dwelling protection for damage to your home’s structure from risks like fire, storms, and vandalism. Personal property coverage safeguards your belongings, including furniture, electronics, and clothing, against theft, damage, or loss.

Liability protection provides coverage if someone is injured on your property or you’re responsible for damage to someone else’s property. Loss of use pays for additional living expenses if your home becomes uninhabitable due to a covered event, while medical payments cover medical expenses for guests injured on your property, regardless of fault. Enhance your peace of mind with optional add-ons like identity theft protection and personal property replacement. Ensure your home and future are secure with our tailored homeowner insurance policies

Homeowners Insurance

Homeowners Insurance protects your home and personal belongings from risks like fire, theft, and natural disasters. It covers repair costs, replacement, and liability.

Renters Insurance

Renters Insurance protects your personal belongings from risks like fire, theft, and water damage. It covers replacement costs and provides liability coverage, ensuring your possessions are secure.

Investment Property Insurance

Investment Property Insurance protects your rental property from risks like fire, theft, and liability claims. It covers property damage and loss of rental income, ensuring your investment is secure and profitable.

Earthquake Insurance

Earthquake Insurance protects your property from damage caused by earthquakes. It covers repair costs, temporary housing expenses, and other related expenses in the event of a seismic event.

Flood Insurance

Flood Insurance, is primarily available through FEMA and NIFP, the National Flood Insurance Program.

Umbrella Insurance

Umbrella Insurance provides additional liability coverage beyond your standard policies. It protects your assets and future earnings from lawsuits or claims exceeding your primary coverage limits.

Beacon Coverage

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Looking for broader coverage, or want to discuss your insurance needs? Setup a consultation and we can set up a time to understand how best to serve you.

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